“The rich rule over the poor, and the borrower is slave to the lender.” – Proverbs 22:7
Bible Verses About Mortgages
Understanding Debt
As we journey through life, we must recognize that debt is a reality many of us face. Mortgages, in particular, can be a significant financial burden. The Bible offers wisdom regarding debt, reminding us of the responsibilities that come with borrowing. While it is often necessary to incur debt to secure a home, we must also be careful in our commitments and understand the weight of owing money. Our ultimate reliance should be on God and not on financial systems.
Proverbs 22:7
“The rich rule over the poor, and the borrower is slave to the lender.” – Proverbs 22:7
Romans 13:8
“Let no debt remain outstanding, except the continuing debt to love one another, for whoever loves others has fulfilled the law.” – Romans 13:8
Proverbs 3:27
“Do not withhold good from those to whom it is due, when it is in your power to act.” – Proverbs 3:27
Deuteronomy 15:6
“For the LORD your God will bless you as he has promised, and you will lend to many nations but will borrow from none. You will rule over many nations but none will rule over you.” – Deuteronomy 15:6
Proverbs 17:18
“One who has no sense shakes hands in pledge and puts up security for a neighbor.” – Proverbs 17:18
The Importance of Stewardship
Our faith teaches us about stewardship and being responsible with what has been entrusted to us. This includes our financial obligations, such as mortgages. We have a calling to manage our resources wisely. This management includes making informed decisions when it comes to borrowing and spending. The Bible encourages us to consider the long-term implications of our financial choices and act accordingly, always keeping God at the center.
1 Peter 4:10
“Each of you should use whatever gift you have received to serve others, as faithful stewards of God’s grace in its various forms.” – 1 Peter 4:10
Luke 14:28
“Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost to see if you have enough money to complete it?” – Luke 14:28
Proverbs 21:20
“The wise store up choice food and olive oil, but fools gulp theirs down.” – Proverbs 21:20
Matthew 25:29
“For whoever has will be given more, and they will have an abundance. Whoever does not have, even what they have will be taken from them.” – Matthew 25:29
Ecclesiastes 7:12
“Wisdom is a shelter as money is a shelter, but the advantage of knowledge is this: wisdom preserves those who have it.” – Ecclesiastes 7:12
God’s Provision
The scriptures remind us of God’s provision, assuring us that He will meet our needs. While taking on a mortgage might seem daunting, we must remember that our God is faithful. He provides for our daily needs and calls us to trust Him in our financial commitments. Even during times of uncertainty, we find comfort in knowing that with God, our needs will be taken care of if we seek Him first.
Philippians 4:19
“And my God will meet all your needs according to the riches of his glory in Christ Jesus.” – Philippians 4:19
Matthew 6:31-33
“So do not worry, saying, ‘What shall we eat?’ or ‘What shall we drink?’ or ‘What shall we wear?’ For the pagans run after all these things, and your heavenly Father knows that you need them. But seek first his kingdom and his righteousness, and all these things will be given to you as well.” – Matthew 6:31-33
Psalm 37:25
“I was young and now I am old, yet I have never seen the righteous forsaken or their children begging bread.” – Psalm 37:25
Isaiah 41:10
“So do not fear, for I am with you; do not be dismayed, for I am your God. I will strengthen you and help you; I will uphold you with my righteous right hand.” – Isaiah 41:10
2 Corinthians 9:8
“And God is able to bless you abundantly, so that in all things at all times, having all that you need, you will abound in every good work.” – 2 Corinthians 9:8
Trusting God in Financial Decisions
As we navigate our financial commitments, including mortgages, we are called to trust in God’s guidance. Turning to Him in our decision-making can bring us peace. Through prayer and reflection, we can be sure we’re moving in the right direction. God’s wisdom is our greatest asset when faced with financial choices, and we should be open to His leading. Remembering that He loves us and desires the best for us is comforting as we consider our obligations.
Proverbs 3:5-6
“Trust in the LORD with all your heart and lean not on your own understanding; in all your ways submit to him, and he will make your paths straight.” – Proverbs 3:5-6
James 1:5
“If any of you lacks wisdom, you should ask God, who gives generously to all without finding fault, and it will be given to you.” – James 1:5
Jeremiah 29:11
“For I know the plans I have for you,” declares the LORD, “plans to prosper you and not to harm you, plans to give you hope and a future.” – Jeremiah 29:11
Matthew 7:7
“Ask and it will be given to you; seek and you will find; knock and the door will be opened to you.” – Matthew 7:7
Psalm 32:8
“I will instruct you and teach you in the way you should go; I will counsel you with my loving eye on you.” – Psalm 32:8
Finding Peace Amidst Financial Stress
Financial stress can be overwhelming, especially when it comes to mortgages. We can often feel anxious, but the Bible offers peace and comfort in times of worry. Trusting in God’s plan provides us assurance that we are not alone. As we remember His promises, we can find solace in Him. Choosing to meditate on His word enables us to overcome anxiety and allows God’s peace to transition into our hearts, reminding us that He’s in control.
Philippians 4:6-7
“Do not be anxious about anything, but in every situation, by prayer and petition, with thanksgiving, present your requests to God. And the peace of God, which transcends all understanding, will guard your hearts and your minds in Christ Jesus.” – Philippians 4:6-7
Isaiah 26:3
“You will keep in perfect peace those whose minds are steadfast, because they trust in you.” – Isaiah 26:3
John 14:27
“Peace I leave with you; my peace I give you. I do not give to you as the world gives. Do not let your hearts be troubled and do not be afraid.” – John 14:27
Matthew 11:28
“Come to me, all you who are weary and burdened, and I will give you rest.” – Matthew 11:28
Psalm 55:22
“Cast your cares on the LORD and he will sustain you; he will never let the righteous be shaken.” – Psalm 55:22
Encouragement for Homeowners
For those of us managing a mortgage, we need encouragement and support. The blessing of a home is a gift from God, and we should cherish it. Our homes can be places of comfort, love, and hospitality. We must remember to nurture our homes and create an environment that glorifies God. As we fulfill our responsibilities as homeowners, let us remain thankful for this blessing and share it with others in need.
Proverbs 24:3-4
“By wisdom a house is built, and through understanding it is established; through knowledge its rooms are filled with rare and beautiful treasures.” – Proverbs 24:3-4
Psalm 127:1
“Unless the LORD builds the house, the builders labor in vain. Unless the LORD watches over the city, the guards stand watch in vain.” – Psalm 127:1
Hebrews 13:16
“And do not forget to do good and to share with others, for with such sacrifices God is pleased.” – Hebrews 13:16
1 Timothy 6:17-19
“Command those who are rich in this present world not to be arrogant nor to put their hope in wealth, which is so uncertain, but to put their hope in God, who richly provides us with everything for our enjoyment.” – 1 Timothy 6:17-19
Colossians 3:23-24
“Whatever you do, work at it with all your heart, as working for the Lord, not for human masters, since you know that you will receive an inheritance from the Lord as a reward.” – Colossians 3:23-24
Final Thoughts
As we reflect on mortgages and all that they entail, we are encouraged to be responsible with our finances. The Bible offers us guidance on understanding debt, being good stewards, and trusting in God’s provision. Our homes are blessings, and they should be handled with care and respect. Amidst the pressures of financial obligations, we can find peace through prayer and God’s promises. Through it all, let’s keep our focus on God and remember that He walks with us every step of the way.
There’s much more wisdom in the scriptures, so feel free to explore other related topics. You may wish to learn about land ownership in the Bible or God’s blessings and curses.
Let’s keep these discussions close to our hearts as we navigate the important matters of life, faith, and finances together!